Loans > Silanis Earns Advanced Partner Status in IBM’s Financial, Banking and Insurance Network

Silanis Earns Advanced Partner Status in IBM’s Financial, Banking and Insurance Network

Montreal, QC (ContentDesk) March 1, 2006 -- Silanis Technology, the industrys most experienced electronic signature provider with more than two million government and commercial users, today announced that it has achieved Advance status in IBMs PartnerWorld Industry Networks for the financial, banking and insurance markets.The deal that sealed Silanis position was a design win to supply a Fortune 500 company with an electronic signature solution for its 401K and onboarding processes.
Running on IBM Websphere, the eSignature solution reduces the time it takes for new employees to get on-board and the time to process 401K applications by 50%.The electronic signing capabilities are driven by ApproveIt? Web Server  a web-based solution from Silanis that enables customers to electronically review and sign regulated documents over the web without the need to download any additional software or obtain a digital certificate. The solution is also being used by leading financial institutions for their high-volume, online transaction and customer acquisition processes. Companies such as Stewart Title, BMW Finance and Quicken Loans have significantly improved their customer service, decreased the time to capture new customers, and increased their revenues, thanks to ApproveIt? Web Server.In addition to eliminating the inefficiencies and cost of paper within daily business processes, ApproveIt? Web Server ensures reliable and auditable business records needed to demonstrate compliance with applicable laws, standards, regulations and policies. This zero client, web-based solution combines the security of a digital signature with a legally enforceable, electronic signature process that visually records the document review and signing process as experienced by the customer, and securely stores the entire on-line transaction.

The solution goes one step further by incorporating advanced Process Signature" technology to handle the delivery, presentation, routing, digital copy management and vaulting of all electronically signed documents.The ApproveIt? Web Server is a flexible and scalable, enterprise platform that enables financial institutions to rapidly move their business processes on to the Web, while meeting all their compliance and back-office integration needs. Sharing the same core signing engine, Silanis comprehensive suite of enterprise solutions, consisting of desktop, XHTML- and web-based products, enables electronic signing within both operational and transactional processes with the assurance that the solutions are cross-compatible.
About SilanisFounded in 1992, Silanis Technology Inc. is the largest and most experienced provider of electronic signature solutions. More than 1,100 government and commercial organizations, representing two million users, depend on Silanis' solutions to accelerate operations, improve service, and reduce costs.

Customers include Stewart Title, GMAC Commercial Mortgage, Quicken Loans, Goodrich Engine Controls, BMW Financial Services, General Services Administration and enterprise licenses with the US Joint Chiefs of Staff and US Army. http://www.Silanis.comAbout IBMIBM is the world's largest information technology company, with 80 years of leadership in helping businesses innovate. IBM Software offers a wide range of middleware and operating systems for all types of computing platforms, allowing customers to take full advantage of the on demand era. The fastest way to get more information about IBM software is through the IBM Software home page at http://www.software.ibm.com..



Credit Report Scores - Why It Is More Important for Minority Consumers to Ensure Higher Scores

(ContentDesk) September 30, 2005 -- While consumers are being constantly bombarded with solicitations of credit cards on our airwaves these days, nobody seems to be explaining the impact of credit on our financial lives. Many consumers do not appreciate or even understand the impact of credit report scores on their lives. Obtaining credit costs money. How much your loan will cost you depends on the interest rate that you are prepared to pay on the loan. This is what differentiates the average "Joe" from a millionaire when they both apply for the extension of credit from the bank.

The millionaire almost certainly has tangible collateral and presents less risk to the bank. With good credit on top of that our millionaire friend gets very low interest rates on money he borrows. Joe, on the other hand, probably has nothing to use as tangible collateral, and so in the eyes of the bank Joe's only collateral is his credit report and fico score. He is therefore more of a credit risk than...

Credit Report Scores - Why It Is More Important for Minority Consumers to Ensure Higher Scores
Loans > Credit Report Scores - Why It Is More Important for Minority Consumers to Ensure Higher Scores

Florida Mortgage Loans

Buying a home is one of the most important investments a person can make. Most people look for a mortgage or a loan while buying a house. The Florida real estate market is currently booming with falling interest rates and easy loans, and mortgage loan lenders are offering several kinds of loans and special mortgage loans to attract customers.

A mortgage rate is the rate of interest that is charged on the loan used for buying a house or a property. Mortgage rates keep changing over a period of time.

A lower mortgage rate means a lesser cost of the house and lower monthly payments. A mortgage lending company looks after all the aspects that need to be considered such as the length of the mortgage period (fifteen-years or thirty-years), the kind of interest rate (fixed or variable), and even home inspections, taxes and property appraisals. Most people do not understand the typical mortgage terminology like PMI (Private Mortgage Insurance), APR, settlement costs, points...

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Second Mortgages and Refinancing

Refinancing refers to applying to a loan to replace an existing loan secured by the same assets. This usually happens for a home mortgage. A second home mortgage refers to a loan obtained to purchase a second house, for example, a summerhouse someone may wish to buy.


Refinancing a second mortgage is complicated but sometimes very useful.

Such an activity is used mainly to reduce interest costs on a loan, to pay off debts and reduce risk.

Basically, people find a better loan possibility than the original one they agreed to. They take this second loan and repay the first one. By doing this, they will save money if the newly acquired interest rate is lower than the previous one. Of course, this should be done under the guidance of a financial professional. Such a move can be a very good decision that brings profit, but it will only mean more debts to pay if it is not fully investigated and planned out.

Some loans have several penalty clauses,...

Second Mortgages and Refinancing
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Paramount Cards Debuts “Impressions” Greeting Cards, A Blank Card Line Evoking Lasting Feelings

Pawtucket, RI (ContentDesk) November 28, 2005 -- Impressions greeting cards is entering the market with both style and grace, offering a line blank note cards featuring artistic photography and visual themes to create moods consistent with the messages people share.Paramount Cards, Americas oldest and third largest greeting card company, is launching the 52-card Impressions line featuring black and white tinted photos carefully selected to offer visual themes of landscapes, pets, children...

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Loans > Paramount Cards Debuts “Impressions” Greeting Cards, A Blank Card Line Evoking Lasting Feelings

Michelin Tires - Ramblings From a Fan

It was in 2002 that Edouard Michelin articulated the mission of the North American tire manufacturing company with impressive eloquence, while truly encapsulating the driving force behind the company for so many years. Mr. Michelin stated, "We have one profession and one mission: contribute to long-term progress in the field of mobility."

The statement itself could at first glance appear slightly overly dramatic, until one considers, not only the importance of the field that...

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7 Hassle-Free ways to buying a new car

According to NADA, almost no single car model is sold at the same fixed price by car dealerships in a particular area. Every buyer receives a different final new car price quote.In other words every Honda Accord buyer in your area would have paid a different price for the car based on which car dealer they went to and how well they negotiated the price. Therefore, there is no level playing field on buying a new car. As you may have guessed, this translates to either visiting as many car dealers...

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Should Your Next Big Screen TV be a Plasma HDTV?

Are you looking for a new big screen TV? There are several choices of different technologies for your next big screen TV. Right now one of the best and most popular items available is the Plasma HDTV technology. But how do you know which model is the right one for you? Here are some brief descriptions of the CRT technology, LCD screens, Plasma HDTV,...

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StyleBakery.com and Girlshop.com to Co-Sponsor the First Annual ?On the Rise? Awards Honoring the Best Emerging Designers Online

Two of the Web's foremost supporters of emerging fashion designers, StyleBakery.com and Girlshop.com, have joined forces to present the first annual "On the Rise" Awards honoring the hottest independent designers and online boutiques.Fashion fans can nominate their favorites in the following categories: Jewelry, Handbags, Accessories, Clothing, Gifts & Home, Babies & Kids and Hip Boutiques. In August, the standouts in each category will be awarded based on readers' nominations as determined by...

Loans StyleBakery.com and Girlshop.com to Co-Sponsor the First Annual ?On the Rise? Awards Honoring the Best Emerging Designers Online Silanis Earns Advanced Partner Status in IBM’s Financial, Banking and Insurance Network Loans StyleBakery.com and Girlshop.com to Co-Sponsor the First Annual ?On the Rise? Awards Honoring the Best Emerging Designers Online Silanis Earns Advanced Partner Status in IBM’s Financial, Banking and Insurance Network
Loans > StyleBakery.com and Girlshop.com to Co-Sponsor the First Annual ?On the Rise? Awards Honoring the Best Emerging Designers Online