Cyberbegging - New Wave 2003
Cyberbegging - New Wave 2003============================NEW YORK(Reuters) -- Need to pay down credit card debt? Desperate for money for music lessons? Simply tired of working and too embarrassed to stand on the corner with a tin cup? Try "cyberbegging." For some, the clicks in their cyberpails are starting to add up. Karyn Bosnak, for example, paid off $20,000 in credit card debt -- accumulated from her life in New York -- last month, after Web strangers contributed more than $13,000 to her cause, according to her Web site (http://www.savekaryn.com). Now that she has paid off her debt, Bosnak is passing the buck, and directing Web surfers to other cyberbeggars such as an aspiring opera singer trying to pay for voice lessons and college loans (http://www.saveelaine.com). Along the way, Bosnak has parlayed her new-found fame into talk show appearances and a reported book deal. Hunt for cash grows===================Yahoo started a "begging" category with four sites in 1996.
But the recent spike in activity and diversity of sites, last month led Yahoo to rename the category e-panhandling, said Michelle Heimburger, senior lead surfer for Yahoo. There are now 51 sites in the category, ranging from some shamelessly looking for cash to others seeking financial assistance for loans or medical treatments, Heimburger said. Rich Schmidt, a freelance music marketer, who was one of the first cyberbeggars, wants little more than an appearance on the "Late Show with David Letterman" ... and, of course, cash. "To me, the Internet is creative anarchy.
I just wanted to make my mark. I thought, what if 1 percent of the Web surfers out there sent me a dollar," Schmidt said. "That was the impetus for the idea." Internet Squeegee Guy "will wash the inside of your monitor screen for spare change." Send a dollar=============His site (http://sendeadollar.com) has raised more than $4,800 since it was set up about three years ago. Schmidt reviews other cyberbeggars on his site and allows people to post a short message or ad for a donation. When Schmidt first started, he asked Web surfers to send him a dollar in the mail, but he soon switched over to PayPal, an electronic payment service which makes it easy to collect money on the Internet.
"I get a lot of e-mail from people who really have hardships and are asking for advice. If they think they are going to get rich doing it, they aren't," Schmidt said. "My goal was to be a guest on the David Letterman show, having gotten hundreds of thousands of dollars. Who knows? I may still get there." Pay for van with banners========================In the short-term, though, Schmidt said he is going to start selling banner ads on his site to help finance a new mini-van for his family. Other Web sites in the category include the Internet Squeegee Guy (http://www.website1.com/squeegee/), who "will wash the inside of your monitor screen for spare change." Penny Hawkins hopes to get enough money to finish nursing school so she can divorce her husband, she says.
So far, she has received more than $1,500 through her Web site, http://www.helpmeleavemyhusband.com. Along with e-mailed donations, she said she got a healthy dose of feedback. "As far as the crazier responses, I would have to say that they are usually dedicated to the religious fanatics that want to save me and/or my marriage," Hawkins said. Seeking emotional support too=============================A compelling site (http://www.helpleahgetpregnant.com) was started by a young Seattle couple seeking emotional and financial support as they tried to start a family and pay off an in-vitro fertilization bill of more than $12,000. But Princess Natalie of Westwood, Ohio, may not elicit much compassion.
On her Web site (http://egomania.nu/causes/indexsoc.html) she says people should donate money because imagining a world where "someone as talented as me was forced to work" would be a scary thought and "it could ruin her manicure." Still, according to the site, she has collected $1,473, a toe ring, a phone card, books, and some death threats. Ed from Dallas is looking to buy a Hummer with Web donations (http://www.terravirtua.com/hummer/index.html). Why donate?===========So, why exactly would anyone want to donate their own hard-earned money to a cyberbeggar? "I think when people come to the site they think, 'I wish I'd thought of it' and, in the spirit of that, people give a dollar," Schmidt said. With the success of the e-panhandling sites comes the inevitable backlash of parodies, including "Don't Save Karyn" (http://www.dontsavekaryn.com/). The site's creators, Bob and Ben, say they too are e-panhandlers, and are not pretending to be anything else.
If anyone has an extra dollar, they promise "to waste your money in inventive and creative ways" rather than "use it to pay any bills or help starving children in Africa." Kind Thanks To CNNCome and see the newest cyberbegging site and see if you can help yourself or others:http://www.cashcult.co.uk.
Why Choose an Unsecured Loan?
Why Choose an Unsecured Loan??by: John MussiNeed money to go on a luxury holiday? Want to buy a new car? Need a wedding dress?These are just some of the reasons why you would choose an unsecured loan. If you want to raise money for most purposes but do not want to offer your home as security then an unsecured loan could be the solution.An unsecured loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay. Instead, the lender is relying solely on the ability of a borrower to meet their loan borrowing repayments.The amount you are able to borrow can start from as little as ?500 and go up to ?25,000.
Because you not securing the money you are borrowing, lenders tend to limit the value of unsecured loans to ?25,000.The repayment period will range from anywhere between six months and ten years.
Unsecured loans are offered by traditional financial institutions like building societies and banks but also recently...
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Lincoln Mortgage Gets Involved With "Family Care" Initiative
Saint Paul, Minnesota (ContentDesk) November 19, 2005 -- The families of military personnel often need help sorting out the day-to-day finances while one spouse
is deployed.
Often times the deployment can last several months, during this period the staff at Lincoln Mortgage, a Minnesota based mortgage broker, will be there to help these families make good financial decisions.Recently, the spouse of a deployed soldier called Lincoln Mortgage to inquire about her escrow amount shortage.
The staff at Lincoln Mortgage explained to her that her insurance and taxes have increased during the last year so that her current lender needs additional funds to pay for her upcoming taxes and insurance.Beyond pure financial advice and mortgage statement evaluation, some of the staff at Lincoln Mortgage have volunteered to be handymen for the day.
These members undertake such tasks as fixing a leaky sink, or fastening loose deck boards.
Sometimes it helps...
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Secured Loans Tips
Here are some useful secured loans tips. Secured loans enable most homeowners to borrow capital against the value of their property. A secured loan is where the amount you borrow is secured against the value of your home. This is a loan that's secured on your property, which, if you already have a mortgage is also known as a second charge. So, providing you have equity in your home and can afford the repayments, the chances are you will be able to borrow against it.
A secured loan is a convenient way of borrowing a larger sum of money and repaying it over a longer period of time than is usually possible with an unsecured personal loan. In simple terms a "secured" loan gives security to the lender, not to you, the borrower. It is any loan which requires the borrower to provide the lender with some form of security other than just a promise to pay. A secured loan is usually provided with a lower interest rate than an unsecured loan because you will have secured your property against...
Secured Loans Tips
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Behavioral Economics? What's That?
A new science sheds light on some of our most important decisions. Behavioral economics is the study of how and why people make money-related decisions. As a science it is relatively new, although some of its findings have been known intuitively by good salesmen and marketers for many years. Much of what has been learned from recent studies, however, has not yet been applied systematically in the real world of business. Here are some of the things the studies have shown thus far:
Confirmation...
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SECOND CHANCE? JEANS Selected for the 48th Annual GRAMMY Award Show Gift Bags
(ContentDesk) January 24, 2006 -- Second Chance? jeans are vintage jeans that are revamped and re-designed in a unique way. Using innovative techniques to refurbish denim by distressing, and accenting with fabric and Swarovski ? crystals, these jeans are truly unique and a fresh addition to a market swamped with look alikes. Second Chance? Jeans are making their debut at the 48th Annual Grammy? Awards on February 8, 2006 at the Staples Center in Los Angeles. These jeans are available for retail...
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Car Title Loan Company
Car title loan companies are those that lend you money in exchange to the title of your car. You are required to hand over your car title along with a set of keys as collateral. Car title loans are the short-term loans that have a loan term of 30 days. Auto title loan companies lend title loans for cars, trucks, motorcycles, boats, RVs and other vehicles. The best thing about these loans is that you can take the money and still have your vehicle in your possession.
There are a large...
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glasses Cyberbegging - New Wave 2003
Steakhouse is More Than Just Meat and Potatoes!
If you really want to enjoy your dinning experience in a steakhouse then you must really know how a good steak tastes like. Yes, there are steakhouses all over, but if you really want to enjoy your food and have a memorable dining experience then you have to search for the perfect place. It is not only about meat and potatoes. A special occasion calls for special celebration in the company of special people. So why don't you go to a steakhouse to celebrate any memorable experience or occasion...
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